body,td,th {
	font-family: Arial, Helvetica, sans-serif;
	background-color: #BBBDC0;
	font-size: 12px;
	color: #000000;
}
body {
	margin-top: 15px;
}
a {
	font-size: 12px;
	color: #0000FF;
	font-weight: bold;
}
a:link {
	text-decoration: underline;
}
a:visited {
	text-decoration: underline;
	color: #0000FF;
}
a:hover {
	text-decoration: none;
	color: #000000;
}
a:active {
	text-decoration: underline;
	color: #0000FF;
}
h1,h2,h3,h4,h5,h6 {
	font-weight: bold;
	margin: 0;
	padding: 0;
}
h1 {
	font-size: 18px;
	color: #000000;
}
h2 {
	font-size: 12px;
	color: #666666;
}

p {
line-height: normal;
}

/* main wrapper that holds the content area centrally */

#wrapper {
width:803px;
height: 921px;
margin:0 auto;
padding: 0 0px 0px 0px;
}

/* main wrapper that holds the content area centrally */

#logo {
width:304px;
height: 154px;
float: left;
}

/* parent DIVS */

#right-header {
width:499px;
height: 154px;
background-image:url(../images/right-header.gif);
background-repeat: no-repeat;
float: left;
}

#navigation {
width:663px;
height: 26px;
padding: 0 0 0 140px;
background-image:url(../images/navigation.gif);
background-repeat: no-repeat;
float: left;
}

#navigation a {
font-size: 11px;
font-weight: bold;
color: #FFFFFF;
text-decoration: underline;
}

#navigation a:hover {
font-size: 11px;
font-weight: bold;
color: #FFFFFF;
text-decoration: none;
}

#separator {
width:803px;
height: 28px;
background-image:url(../images/separator.gif);
background-repeat: no-repeat;
float: left;
}

#left-bar {
width:30px;
height: 498px;
background-image: url(../images/left-bar.jpg);
background-repeat: no-repeat;
float: left;
}

#left-content {
width:182px;
height: 336px;
padding: 15px 15px 0 15px;
background-image: url(../images/left-content.gif);
background-repeat: no-repeat;
float: left;
}

#left-content a {
font-size: 12px;
font-weight: bold;
color: #CE2027;
text-decoration: underline;
}

#left-content a:hover {
font-size: 12px;
font-weight: bold;
color: #CE2027;
text-decoration: none;
}

#main-content {
width:511px;
height: 468px;
text-align:justify;
background-image: url(../images/main-content.gif);
background-repeat: no-repeat;
padding: 15px 35px 15px 15px;
float: right;
}

#apply-now {
width:212px;
height: 147px;
float: left;
}

#footer {
width:803px;
height: 15px;
background-image: url(../images/footer-bar.gif);
background-repeat: no-repeat;
float: left;
}

#disclaimer {
width:803px;
height: 200px;
text-align: center;
float: left;
}

/* rollovers */

#home {
width:106px;
height: 18px;
padding: 8px 0 0 0;
text-align: center;
float: left;
}

#secured {
width:106px;
height: 18px;
padding: 8px 0 0 0;
text-align: center;
float: left;
}

#bridging {
width:106px;
height: 18px;
padding: 8px 0 0 0;
text-align: center;
float: left;
}

#commercial {
width:107px;
height: 18px;
padding: 8px 0 0 0;
text-align: center;
float: left;
}

#apply {
width:107px;
height: 18px;
padding: 8px 0 0 0;
text-align: center;
float: left;
}

#contact {
width:107px;
height: 18px;
padding: 8px 0 0 0;
text-align: center;
float: left;
}